V.A. Professional Liability (Malpractice) Insurance

The State of Louisiana provides professional liability coverage pursuant to LSA-R.S. LSA-R.S. 40:1237.1 et seq. to House Officers when acting within the course and scope of their training under the supervision of a health care facility to which they are assigned as part of their prescribed training, regardless of where the services are performed. However, House Officers assigned to a health care facility outside the state of Louisiana may be required to provide additional professional liability coverage with indemnity limits set by the House Officer's Program Director.

House Officers are not provided professional liability coverage under LSA-R.S. 40:1237.1 et seq. when engaging in ANY professional activities outside the scope of the House Officer Program. All professional liability matters should be directed to the Vice Chancellor of Community and Multicultural Affairs (504-568-4810).

A Summary of the Coverage Includes:
Insurance Carrier: State of Louisiana is self-insured through a State Health Care Provider Fund
Policy Number/State Provision Number: LA R.S. 40:1237.1 et seq.
Liability Coverage Limit:  $500,000.00 per occurrence
Aggregate: $500,000.00 per occurrence
Tail Coverage:  Yes, tail coverage continues to apply to any incidents during the physician's employment with the LSU Health Sciences Center.
Coverage Terminates only at the end of employment with the LSU Health Sciences Center
Any medical-type activity (ANY) outside the scope of the House Officer's training Program is considered moonlighting and would not be covered by state malpractice insurance provided by the institution for training purposes only. See the Moonlighting Policy as outlined in this manual.